About Us

Our Process

Your Results Are Our Only Important Statistic.

Your exit transition can be tricky. Think of complications like health, death, board dynamics, hostile takeover or other unforeseen events. Therefore, we respectfully advise you to leave nothing to chance. Choose experts who will make the most of your business achievements.

You Are Integral to Our 4-Step Process.

Step One. Question

Before we lock arms, we must know what you think you want. You define the goals. Then we ask the question: Is CTC best positioned to serve you or not? There's no charge for this conference or for whatever time we may spend before or after the call. Naturally, at this time you may walk away or decide to meet face to face. For this second step, we charge a not-to-exceed fee.

During discussion in Step One, we will divulge fee details.

Step Two. Recommend

We consult with you and others to examine options. We test theories, collect individual views, prioritize your requirements and define pertinent issues and obstacles. Finally, we give you our transaction design recommendations. You are under no obligation to continue if you think our design is not appealing. We encourage you to invite board members, financial and legal counsel and key members of your management team to help you. Together, you and they will gain valuable insight whether or not you choose to retain CTC. If we come to a mutual agreement, step 3 is a solid action plan. And as before, you receive a not-to-exceed quote.

In Step 2, for a very modest fee, we provide design recommendations, a valuation of the enterprise, debt capacity study, corporate cash flow analysis (including all tax saving from an ESOP transaction), a repurchase liability study and employee retirement benefit analysis.

Step Three. Implement

We embark on a comprehensive feasibility study and implementation.

Fair Market Value offer To Sell (approved by independent fiduciary)

Verification of ESOP Viability

ESOP Repurchase Liability Study

ESOP Operations Analysis

Individual Stockholder Equity (cash flow analysis)

Definition of Tax Savings

Loan Schedules

Projected ESOP Distributions

Summary of ESOP Design and Financing Plan

Summary of MSOP Design (if applicable)

Summary of KSOP Design (if applicable)

Formal Business Plan for Institutional Lenders

Confidentiality Agreements

Executive Summary

Performance Statistics

Goals, objectives and Competitive Advantages

Value Proposition (all parties)

Employee Communication

Also, we have fully disclosed pricing for CTC and for the other ESOP professionals involved. A custom team to deliver a custom ESOP.

Step Four. Rollout & Consulting

We will work with you and your outside company and ESOP professionals to coordinate the following:

Smooth closing day execution

Delivery of the transaction binder

Employee rollout presentation and education

90 post-close adjustments

First year company ESOP contributions

First year valuation cycle assistance

Repurchase studies

Sustainability studies

RO sinking fund strategies

ESOP administration consulting

Debt refinancing

2nd stage ESOP sale

M&A using your ESOP

ESOP winding down process if the business is acquired

On call for your ESOP needs

We will be your trusted advisor to coordinate the various needs through the life cycle of your ESOP.

We must understand you, your key people, your health, wealth, threats, strengths, weaknesses and goals. We must sift, verify and analyze this intelligence; as it becomes the foundation for our recommendations. Only with your approval of these recommendations will we design your unique exit strategy, be it succession, management buyout or sale/merger.

Transparency First

The CTC Fee Structure and Methods: What You Must Know.

While industry-standard exit fees and commissions charged by others typically range from 2% to 8% of transaction gross proceeds, CTC's fees are significantly less and will be shared on the first call.

All fees paid to CTC are normally tax-deductible. None are paid by the owners.

We always encourage examination of all viable exit options, including ESOP and MSOP financing.

We target ESOP and MSOP solutions because very few professionals know how to execute these powerful financing tools.

Ready to Begin?

Let's Start the Conversation.

There's no charge for the first conference. You define the goals and we'll tell you if we're the right fit.